Cost of Living

Chicago, United States

Live cost-of-living data for Chicago — rent, groceries, transport, healthcare and more, sourced and cross-checked by AI and refreshed regularly.

CheapestNew York = 100
60/ 10040% cheaper than New York
+4% rent since Jul 2026
$4,800/mo
Median Income
60/100
Safety
4.95%
Income Tax
humid continental
Climate

Cost Breakdown by Category

Each score runs 0–100, where higher means pricier. Representative prices shown per category.

Housing
72/100
1-Bed Apartment (City Center)$2,471/month
1-Bed Apartment (Outside Center)$1,746/month
3-Bed Apartment (City Center)$4,881/month
Food & Groceries
58/100
Milk (1 liter)$1.35/liter
Bread (500g loaf)$2.75/loaf
Rice (1 kg)$2.4/kg
Transportation
52/100
Monthly Transit Pass$75/month
One-Way Ticket$3/trip
Taxi (1 km)$1.8/km
Utilities
48/100
Basic (Elec, Heat, Water, Garbage) 85m2$166/month
Internet (60+ Mbps)$55/month
Mobile Plan (10GB+)$40/month
Healthcare
68/100
Doctor Visit (15 min)$120/visit
Dentist Visit$130/visit
Prescription Medicine (avg)$20/course
Education
62/100
Preschool/Kindergarten (monthly)$800/month
International Primary School (yearly)$18,000/year
Language Course (12 weeks)$600/course
Entertainment
58/100
Cinema Ticket (1 seat)$15/ticket
Theater Ticket$55/ticket
Museum Entry$18/ticket
Clothing
60/100
Jeans (Levi's or similar)$75/pair
Summer Dress (Zara/H&M)$48/piece
Running Shoes (Nike/Adidas)$105/pair
Personal Care
52/100
Haircut (Men)$28/cut
Haircut (Women)$55/cut
Shampoo (400ml)$7/bottle
Dining Out
58/100
Meal at Inexpensive Restaurant$18/meal
Meal for 2 (Mid-Range)$80/meal
McMeal at McDonald's$11/meal
Childcare
65/100
Full-Day Daycare (monthly)$1,200/month
Babysitter (per hour)$20/hour
Pack of Diapers (60 ct)$28/pack
Fitness & Sports
56/100
Gym Membership (monthly)$60/month
Tennis Court Rent (1 hr)$28/hour
Swimming Pool (adult entry)$12/entry

Digital Nomad Profile

150 Mbps
Internet Speed
$250
Coworking/Month
good
Café WiFi
high
English Level
growing
Nomad Community
77/100
Walkability

Best neighborhoods: Lincoln Park, West Loop, River North

Frequently Asked Questions

Is Chicago cheap to live in?

Chicago has a cost of living index of 60/100, where New York = 100. It is 40% cheaper than New York. A single person can live comfortably for approximately $2,140–$2,996 per month.

How much does rent cost in Chicago?

A 1-bedroom apartment in the city center of Chicago costs approximately $2,471/month. Outside the center, expect to pay around $1,746/month.

Is Chicago good for digital nomads?

Chicago has a growing digital nomad community. Average internet speed is 150 Mbps, café wifi reliability is good, and coworking spaces run about $250/month. English proficiency is high.

What is the average salary in Chicago?

The median net monthly salary in Chicago is approximately $4,800 USD. The income tax rate is around 4.95%.

How does Chicago compare to New York for cost of living?

Chicago (cost index 60) is 40% cheaper than New York (cost index 100). You could save roughly $1,000/month by moving from New York to Chicago.

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