Cost of Living

Toronto, Canada

Live cost-of-living data for Toronto — rent, groceries, transport, healthcare and more, sourced and cross-checked by AI and refreshed regularly.

CheapestNew York = 100
44/ 10056% cheaper than New York
+13% rent since Jul 2026
$3,200/mo
Median Income
80/100
Safety
20%
Income Tax
humid continental
Climate

Cost Breakdown by Category

Each score runs 0–100, where higher means pricier. Representative prices shown per category.

Housing
85/100
1-Bed Apartment (City Center)$1,650/month
1-Bed Apartment (Outside Center)$1,200/month
3-Bed Apartment (City Center)$2,850/month
Food & Groceries
72/100
Milk (1 liter)$2.15/liter
Bread (500g loaf)$3.5/loaf
Rice (1 kg)$2.8/kg
Transportation
48/100
Monthly Transit Pass$78/month
One-Way Ticket$3.25/trip
Taxi (1 km)$1.75/km
Utilities
60/100
Basic (Elec, Heat, Water, Garbage) 85m2$180/month
Internet (60+ Mbps)$65/month
Mobile Plan (10GB+)$55/month
Healthcare
75/100
Doctor Visit (15 min)$0/visit
Dentist Visit$150/visit
Prescription Medicine (avg)$20/course
Education
70/100
Preschool/Kindergarten (monthly)$1,200/month
International Primary School (yearly)$18,000/year
Language Course (12 weeks)$650/course
Entertainment
62/100
Cinema Ticket (1 seat)$16/ticket
Theater Ticket$50/ticket
Museum Entry$20/ticket
Clothing
70/100
Jeans (Levi's or similar)$95/pair
Summer Dress (Zara/H&M)$55/piece
Running Shoes (Nike/Adidas)$130/pair
Personal Care
65/100
Haircut (Men)$30/cut
Haircut (Women)$60/cut
Shampoo (400ml)$8/bottle
Dining Out
70/100
Meal at Inexpensive Restaurant$18/meal
Meal for 2 (Mid-Range)$85/meal
McMeal at McDonald's$12/meal
Childcare
75/100
Full-Day Daycare (monthly)$1,400/month
Babysitter (per hour)$18/hour
Pack of Diapers (60 ct)$28/pack
Fitness & Sports
65/100
Gym Membership (monthly)$65/month
Tennis Court Rent (1 hr)$28/hour
Swimming Pool (adult entry)$10/entry

Digital Nomad Profile

215 Mbps
Internet Speed
$275
Coworking/Month
good
Café WiFi
high
English Level
growing
Nomad Community
75/100
Walkability

Best neighborhoods: Downtown/St. Lawrence, King West, Queen West

Frequently Asked Questions

Is Toronto cheap to live in?

Toronto has a cost of living index of 44/100, where New York = 100. It is 56% cheaper than New York. A single person can live comfortably for approximately $1,560–$2,184 per month.

How much does rent cost in Toronto?

A 1-bedroom apartment in the city center of Toronto costs approximately $1,650/month. Outside the center, expect to pay around $1,200/month.

Is Toronto good for digital nomads?

Toronto has a growing digital nomad community. Average internet speed is 215 Mbps, café wifi reliability is good, and coworking spaces run about $275/month. English proficiency is high.

What is the average salary in Toronto?

The median net monthly salary in Toronto is approximately $3,200 USD. The income tax rate is around 20%.

How does Toronto compare to New York for cost of living?

Toronto (cost index 44) is 56% cheaper than New York (cost index 100). You could save roughly $1,400/month by moving from New York to Toronto.

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