Amsterdam vs Panama City

Cost of living comparison for 2026. Panama City is roughly 33% more affordable than Amsterdam (index 31 vs 46, New York = 100). Data sourced live via AI — updated regularly.

Panama City
More affordable overall
33% cheaper than Amsterdam · Cost index: 31 vs 46

Life Power at $3,000/mo

The same salary ranks differently depending on where you live — from Beggar to King.

Head-to-Head Stats

46Cost Index31✓
3,200✓Median Income /mo1,300
82✓Safety Index60
30Income Tax %15✓
158✓Internet (Mbps)75
290Coworking /mo200✓

Price Breakdown

AmsterdamCategoryPanama City
$2,100/month
1-BR Apartment (Center)
37% ← cheaper
$1,320/month
$1.3/liter
Meal for One
23% ← cheaper
$1/liter
$20/meal
Restaurant (Mid-range)
40% ← cheaper
$12/meal
$115/month
Monthly Transit Pass
82% ← cheaper
$21/month
$286/month
Utilities (Monthly)
57% ← cheaper
$124/month
$100/visit
Doctor Visit
60% ← cheaper
$40/visit

Digital Nomad Profile

Amsterdam

Internet158 Mbps
Coworking$290/mo
Café WiFigood
Englishhigh
Communitylarge
Walkability93/100

Panama City

Internet75 Mbps
Coworking$200/mo
Café WiFigood
Englishmoderate
Communitygrowing
Walkability55/100

Frequently Asked Questions

Is Amsterdam cheaper than Panama City?

Panama City is cheaper than Amsterdam. Panama City has a cost of living index of 31/100 compared to 46/100 for Amsterdam (New York = 100), making it roughly 33% more affordable overall.

How much cheaper is Panama City than Amsterdam?

Panama City is approximately 33% cheaper than Amsterdam based on cost index scores (31 vs 46, where New York = 100). A person spending $3,000/month in Amsterdam could live a similar lifestyle for roughly $2,012/month in Panama City.

What is the rent comparison between Amsterdam and Panama City?

In Amsterdam, a 1-bedroom apartment in the city center costs approximately $2,100/month. In Panama City, the equivalent is around $1,320/month.

Which city is better for digital nomads — Amsterdam or Panama City?

Both cities have nomad infrastructure. Amsterdam offers 158 Mbps internet and coworking at ~$290/month. Panama City offers 75 Mbps and coworking at ~$200/month. Panama City has a cost advantage of 33%.

What is the average income in Amsterdam vs Panama City?

The median net monthly salary in Amsterdam is approximately $3,200 USD, compared to $1,300 USD in Panama City.

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