Austin vs San Francisco

Cost of living comparison for 2026. San Francisco is roughly 8% more affordable than Austin (index 89 vs 97, New York = 100). Data sourced live via AI — updated regularly.

San Francisco
More affordable overall
8% cheaper than Austin · Cost index: 89 vs 97

Head-to-Head Stats

97Cost Index89
5,000Median Income /mo8,160
35Safety Index45
0Income Tax %37
940Internet (Mbps)150
350Coworking /mo450

Price Breakdown

AustinCategorySan Francisco
$1,750/month
1-BR Apartment (Center)
42% cheaper →
$3,024/month
$1.1/liter
Meal for One
78% cheaper →
$5.11/liter
$14/meal
Restaurant (Mid-range)
44% cheaper →
$25/meal
$37/month
Monthly Transit Pass
62% cheaper →
$98/month
$170/month
Utilities (Monthly)
56% cheaper →
$389/month
$85/visit
Doctor Visit
43% cheaper →
$150/visit

Digital Nomad Profile

Austin

Internet940 Mbps
Coworking$350/mo
Café WiFiexcellent
Englishhigh
Communitylarge
Walkability72/100

San Francisco

Internet150 Mbps
Coworking$450/mo
Café WiFiexcellent
Englishhigh
Communitylarge
Walkability87/100

Frequently Asked Questions

Is Austin cheaper than San Francisco?

San Francisco is cheaper than Austin. San Francisco has a cost of living index of 89/100 compared to 97/100 for Austin, making it roughly 8% more affordable overall.

How much cheaper is San Francisco than Austin?

San Francisco is approximately 8% cheaper than Austin based on cost index scores (89 vs 97, where New York = 100). A person spending $3,000/month in Austin could live a similar lifestyle for roughly $2,753/month in San Francisco.

What is the rent comparison between Austin and San Francisco?

In Austin, a 1-bedroom apartment in the city center costs approximately $1,750/month. In San Francisco, the equivalent is around $3,024/month.

Which city is better for digital nomads — Austin or San Francisco?

Both cities have nomad infrastructure. Austin offers 940 Mbps internet and coworking at ~$350/month. San Francisco offers 150 Mbps and coworking at ~$450/month. San Francisco has a cost advantage of 8%.

What is the average income in Austin vs San Francisco?

The median net monthly salary in Austin is approximately $5,000 USD, compared to $8,160 USD in San Francisco.

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