Boston vs San Francisco

Cost of living comparison for 2026. San Francisco is roughly 39% more affordable than Boston (index 89 vs 146, New York = 100). Data sourced live via AI — updated regularly.

San Francisco
More affordable overall
39% cheaper than Boston · Cost index: 89 vs 146

Head-to-Head Stats

146Cost Index89
5,333Median Income /mo8,160
68Safety Index45
21.3Income Tax %37
150Internet (Mbps)150
350Coworking /mo450

Price Breakdown

BostonCategorySan Francisco
$3,400/month
1-BR Apartment (Center)
11% ← cheaper
$3,024/month
$1.28/liter
Meal for One
75% cheaper →
$5.11/liter
$18/meal
Restaurant (Mid-range)
28% cheaper →
$25/meal
$90/month
Monthly Transit Pass
8% cheaper →
$98/month
$330/month
Utilities (Monthly)
15% cheaper →
$389/month
$206/visit
Doctor Visit
27% ← cheaper
$150/visit

Digital Nomad Profile

Boston

Internet150 Mbps
Coworking$350/mo
Café WiFiexcellent
Englishhigh
Communitylarge
Walkability78/100

San Francisco

Internet150 Mbps
Coworking$450/mo
Café WiFiexcellent
Englishhigh
Communitylarge
Walkability87/100

Frequently Asked Questions

Is Boston cheaper than San Francisco?

San Francisco is cheaper than Boston. San Francisco has a cost of living index of 89/100 compared to 146/100 for Boston, making it roughly 39% more affordable overall.

How much cheaper is San Francisco than Boston?

San Francisco is approximately 39% cheaper than Boston based on cost index scores (89 vs 146, where New York = 100). A person spending $3,000/month in Boston could live a similar lifestyle for roughly $1,829/month in San Francisco.

What is the rent comparison between Boston and San Francisco?

In Boston, a 1-bedroom apartment in the city center costs approximately $3,400/month. In San Francisco, the equivalent is around $3,024/month.

Which city is better for digital nomads — Boston or San Francisco?

Both cities have nomad infrastructure. Boston offers 150 Mbps internet and coworking at ~$350/month. San Francisco offers 150 Mbps and coworking at ~$450/month. San Francisco has a cost advantage of 39%.

What is the average income in Boston vs San Francisco?

The median net monthly salary in Boston is approximately $5,333 USD, compared to $8,160 USD in San Francisco.

Explore this comparison interactively

See radar charts, detailed category breakdowns, and compare any two cities in real time.

Free to start · No credit card needed