Cebu vs Madrid

Cost of living comparison for 2026. Cebu is roughly 53% more affordable than Madrid (index 18 vs 38, New York = 100). Data sourced live via AI — updated regularly.

Cebu
More affordable overall
53% cheaper than Madrid · Cost index: 18 vs 38

Life Power at $3,000/mo

The same salary ranks differently depending on where you live — from Beggar to King.

Head-to-Head Stats

18Cost Index38
370Median Income /mo2,200
60Safety Index71
15Income Tax %22
82Internet (Mbps)271
180Coworking /mo200

Price Breakdown

CebuCategoryMadrid
$365/month
1-BR Apartment (Center)
70% cheaper →
$1,200/month
$1.7/liter
Meal for One
35% ← cheaper
$1.1/liter
$4/meal
Restaurant (Mid-range)
67% cheaper →
$12/meal
$15/month
Monthly Transit Pass
69% cheaper →
$48/month
$105/month
Utilities (Monthly)
25% cheaper →
$140/month
$50/visit
Doctor Visit
17% cheaper →
$60/visit

Digital Nomad Profile

Cebu

Internet82 Mbps
Coworking$180/mo
Café WiFigood
Englishhigh
Communitygrowing
Walkability68/100

Madrid

Internet271 Mbps
Coworking$200/mo
Café WiFigood
Englishmoderate
Communitygrowing
Walkability75/100

Frequently Asked Questions

Is Cebu cheaper than Madrid?

Cebu is cheaper than Madrid. Cebu has a cost of living index of 18/100 compared to 38/100 for Madrid (New York = 100), making it roughly 53% more affordable overall.

How much cheaper is Cebu than Madrid?

Cebu is approximately 53% cheaper than Madrid based on cost index scores (18 vs 38, where New York = 100). A person spending $3,000/month in Madrid could live a similar lifestyle for roughly $1,412/month in Cebu.

What is the rent comparison between Cebu and Madrid?

In Cebu, a 1-bedroom apartment in the city center costs approximately $365/month. In Madrid, the equivalent is around $1,200/month.

Which city is better for digital nomads — Cebu or Madrid?

Both cities have nomad infrastructure. Cebu offers 82 Mbps internet and coworking at ~$180/month. Madrid offers 271 Mbps and coworking at ~$200/month. Cebu has a cost advantage of 53%.

What is the average income in Cebu vs Madrid?

The median net monthly salary in Cebu is approximately $370 USD, compared to $2,200 USD in Madrid.

Compare Cebu with…

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