Cebu vs Madrid

Cost of living comparison for 2026. Cebu is roughly 54% more affordable than Madrid (index 18 vs 39, New York = 100). Data sourced live via AI — updated regularly.

Cebu
More affordable overall
54% cheaper than Madrid · Cost index: 18 vs 39

Life Power at $3,000/mo

The same salary ranks differently depending on where you live — from Beggar to King.

Head-to-Head Stats

18✓Cost Index39
370Median Income /mo2,200✓
60Safety Index71✓
15✓Income Tax %25
82Internet (Mbps)200✓
180✓Coworking /mo200

Price Breakdown

CebuCategoryMadrid
$365/month
1-BR Apartment (Center)
73% cheaper →
$1,370/month
$1.7/liter
Meal for One
29% ← cheaper
$1.2/liter
$4/meal
Restaurant (Mid-range)
76% cheaper →
$17/meal
$15/month
Monthly Transit Pass
80% cheaper →
$76/month
$105/month
Utilities (Monthly)
53% cheaper →
$224/month
$50/visit
Doctor Visit
43% cheaper →
$87/visit

Digital Nomad Profile

Cebu

Internet82 Mbps
Coworking$180/mo
Café WiFigood
Englishhigh
Communitygrowing
Walkability68/100

Madrid

Internet200 Mbps
Coworking$200/mo
Café WiFigood
Englishmoderate
Communitygrowing
Walkability74/100

Frequently Asked Questions

Is Cebu cheaper than Madrid?

Cebu is cheaper than Madrid. Cebu has a cost of living index of 18/100 compared to 39/100 for Madrid (New York = 100), making it roughly 54% more affordable overall.

How much cheaper is Cebu than Madrid?

Cebu is approximately 54% cheaper than Madrid based on cost index scores (18 vs 39, where New York = 100). A person spending $3,000/month in Madrid could live a similar lifestyle for roughly $1,371/month in Cebu.

What is the rent comparison between Cebu and Madrid?

In Cebu, a 1-bedroom apartment in the city center costs approximately $365/month. In Madrid, the equivalent is around $1,370/month.

Which city is better for digital nomads — Cebu or Madrid?

Both cities have nomad infrastructure. Cebu offers 82 Mbps internet and coworking at ~$180/month. Madrid offers 200 Mbps and coworking at ~$200/month. Cebu has a cost advantage of 54%.

What is the average income in Cebu vs Madrid?

The median net monthly salary in Cebu is approximately $370 USD, compared to $2,200 USD in Madrid.

Compare Cebu with…

Popular head-to-heads — see exactly where Cebu wins or loses.

Cities that cost about the same as Cebu

Same spending tier, different part of the world — the head-to-heads people actually weigh when relocating.

Explore this comparison interactively

See radar charts, detailed category breakdowns, and compare any two cities in real time.

Free to start · No credit card needed