Cebu vs Madrid

Cost of living comparison for 2026. Cebu is roughly 49% more affordable than Madrid (index 20 vs 38, New York = 100). Data sourced live via AI — updated regularly.

Cebu
More affordable overall
49% cheaper than Madrid · Cost index: 20 vs 38

Head-to-Head Stats

CebuvsMadrid
20✓Cost Index38
500Median Income /mo3,150✓
52Safety Index65✓
20✓Income Tax %25
75Internet (Mbps)95✓
150✓Coworking /mo250

Price Breakdown

CebuCategoryMadrid
$420/month
1-BR Apartment (Center)
65% cheaper →
$1,210/month
$0.85/liter
Meal for One
15% cheaper →
$1/liter
$4.2/meal
Restaurant (Mid-range)
72% cheaper →
$15/meal
$8/month
Monthly Transit Pass
87% cheaper →
$60/month
$110/month
Utilities (Monthly)
33% cheaper →
$165/month
$30/visit
Doctor Visit
57% cheaper →
$70/visit

Digital Nomad Profile

Cebu

Internet75 Mbps
Coworking$150/mo
Café WiFifair
Englishmoderate
Communitygrowing
Walkability58/100

Madrid

Internet95 Mbps
Coworking$250/mo
Café WiFiexcellent
Englishmoderate
Communitylarge
Walkability82/100

Frequently Asked Questions

Is Cebu cheaper than Madrid?

Cebu is cheaper than Madrid. Cebu has a cost of living index of 20/100 compared to 38/100 for Madrid (New York = 100), making it roughly 49% more affordable overall.

How much cheaper is Cebu than Madrid?

Cebu is approximately 49% cheaper than Madrid based on cost index scores (20 vs 38, where New York = 100). A person spending $3,000/month in Madrid could live a similar lifestyle for roughly $1,544/month in Cebu.

What is the rent comparison between Cebu and Madrid?

In Cebu, a 1-bedroom apartment in the city center costs approximately $420/month. In Madrid, the equivalent is around $1,210/month.

Which city is better for digital nomads — Cebu or Madrid?

Both cities have nomad infrastructure. Cebu offers 75 Mbps internet and coworking at ~$150/month. Madrid offers 95 Mbps and coworking at ~$250/month. Cebu has a cost advantage of 49%.

What is the average income in Cebu vs Madrid?

The median net monthly salary in Cebu is approximately $500 USD, compared to $3,150 USD in Madrid.

Compare Cebu with…

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