Houston vs San Francisco

Cost of living comparison for 2026. San Francisco is roughly 4% more affordable than Houston (index 89 vs 93, New York = 100). Data sourced live via AI — updated regularly.

San Francisco
More affordable overall
4% cheaper than Houston · Cost index: 89 vs 93

Head-to-Head Stats

93Cost Index89
4,800Median Income /mo8,160
35Safety Index45
10Income Tax %37
313Internet (Mbps)150
274Coworking /mo450

Price Breakdown

HoustonCategorySan Francisco
$1,225/month
1-BR Apartment (Center)
59% cheaper →
$3,024/month
$1.15/liter
Meal for One
77% cheaper →
$5.11/liter
$12/meal
Restaurant (Mid-range)
52% cheaper →
$25/meal
$65/month
Monthly Transit Pass
34% cheaper →
$98/month
$185/month
Utilities (Monthly)
52% cheaper →
$389/month
$200/visit
Doctor Visit
25% ← cheaper
$150/visit

Digital Nomad Profile

Houston

Internet313 Mbps
Coworking$274/mo
Café WiFigood
Englishhigh
Communitygrowing
Walkability48/100

San Francisco

Internet150 Mbps
Coworking$450/mo
Café WiFiexcellent
Englishhigh
Communitylarge
Walkability87/100

Frequently Asked Questions

Is Houston cheaper than San Francisco?

San Francisco is cheaper than Houston. San Francisco has a cost of living index of 89/100 compared to 93/100 for Houston, making it roughly 4% more affordable overall.

How much cheaper is San Francisco than Houston?

San Francisco is approximately 4% cheaper than Houston based on cost index scores (89 vs 93, where New York = 100). A person spending $3,000/month in Houston could live a similar lifestyle for roughly $2,871/month in San Francisco.

What is the rent comparison between Houston and San Francisco?

In Houston, a 1-bedroom apartment in the city center costs approximately $1,225/month. In San Francisco, the equivalent is around $3,024/month.

Which city is better for digital nomads — Houston or San Francisco?

Both cities have nomad infrastructure. Houston offers 313 Mbps internet and coworking at ~$274/month. San Francisco offers 150 Mbps and coworking at ~$450/month. San Francisco has a cost advantage of 4%.

What is the average income in Houston vs San Francisco?

The median net monthly salary in Houston is approximately $4,800 USD, compared to $8,160 USD in San Francisco.

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