San Francisco vs Madrid

Cost of living comparison for 2026. Madrid is roughly 24% more affordable than San Francisco (index 38 vs 50, New York = 100). Data sourced live via AI — updated regularly.

Madrid
More affordable overall
24% cheaper than San Francisco · Cost index: 38 vs 50

Head-to-Head Stats

50Cost Index38
8,160Median Income /mo3,150
45Safety Index65
37Income Tax %25
150Internet (Mbps)95
450Coworking /mo250

Price Breakdown

San FranciscoCategoryMadrid
$3,024/month
1-BR Apartment (Center)
60% ← cheaper
$1,210/month
$5.11/liter
Meal for One
80% ← cheaper
$1/liter
$25/meal
Restaurant (Mid-range)
40% ← cheaper
$15/meal
$98/month
Monthly Transit Pass
39% ← cheaper
$60/month
$389/month
Utilities (Monthly)
58% ← cheaper
$165/month
$150/visit
Doctor Visit
53% ← cheaper
$70/visit

Digital Nomad Profile

San Francisco

Internet150 Mbps
Coworking$450/mo
Café WiFiexcellent
Englishhigh
Communitylarge
Walkability87/100

Madrid

Internet95 Mbps
Coworking$250/mo
Café WiFiexcellent
Englishmoderate
Communitylarge
Walkability82/100

Frequently Asked Questions

Is San Francisco cheaper than Madrid?

Madrid is cheaper than San Francisco. Madrid has a cost of living index of 38/100 compared to 50/100 for San Francisco (New York = 100), making it roughly 24% more affordable overall.

How much cheaper is Madrid than San Francisco?

Madrid is approximately 24% cheaper than San Francisco based on cost index scores (38 vs 50, where New York = 100). A person spending $3,000/month in San Francisco could live a similar lifestyle for roughly $2,292/month in Madrid.

What is the rent comparison between San Francisco and Madrid?

In San Francisco, a 1-bedroom apartment in the city center costs approximately $3,024/month. In Madrid, the equivalent is around $1,210/month.

Which city is better for digital nomads — San Francisco or Madrid?

Both cities have nomad infrastructure. San Francisco offers 150 Mbps internet and coworking at ~$450/month. Madrid offers 95 Mbps and coworking at ~$250/month. Madrid has a cost advantage of 24%.

What is the average income in San Francisco vs Madrid?

The median net monthly salary in San Francisco is approximately $8,160 USD, compared to $3,150 USD in Madrid.

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