Austin vs Chicago

Cost of living comparison for 2026. Chicago is roughly 23% more affordable than Austin (index 75 vs 97, New York = 100). Data sourced live via AI — updated regularly.

Chicago
More affordable overall
23% cheaper than Austin · Cost index: 75 vs 97

Head-to-Head Stats

97Cost Index75
5,000Median Income /mo6,250
35Safety Index52
0Income Tax %28
940Internet (Mbps)940
350Coworking /mo350

Price Breakdown

AustinCategoryChicago
$1,750/month
1-BR Apartment (Center)
26% cheaper →
$2,368/month
$1.1/liter
Meal for One
14% cheaper →
$1.28/liter
$14/meal
Restaurant (Mid-range)
22% cheaper →
$18/meal
$37/month
Monthly Transit Pass
51% cheaper →
$75/month
$170/month
Utilities (Monthly)
7% cheaper →
$182/month
$85/visit
Doctor Visit
43% cheaper →
$150/visit

Digital Nomad Profile

Austin

Internet940 Mbps
Coworking$350/mo
Café WiFiexcellent
Englishhigh
Communitylarge
Walkability72/100

Chicago

Internet940 Mbps
Coworking$350/mo
Café WiFiexcellent
Englishhigh
Communitylarge
Walkability78/100

Frequently Asked Questions

Is Austin cheaper than Chicago?

Chicago is cheaper than Austin. Chicago has a cost of living index of 75/100 compared to 97/100 for Austin, making it roughly 23% more affordable overall.

How much cheaper is Chicago than Austin?

Chicago is approximately 23% cheaper than Austin based on cost index scores (75 vs 97, where New York = 100). A person spending $3,000/month in Austin could live a similar lifestyle for roughly $2,320/month in Chicago.

What is the rent comparison between Austin and Chicago?

In Austin, a 1-bedroom apartment in the city center costs approximately $1,750/month. In Chicago, the equivalent is around $2,368/month.

Which city is better for digital nomads — Austin or Chicago?

Both cities have nomad infrastructure. Austin offers 940 Mbps internet and coworking at ~$350/month. Chicago offers 940 Mbps and coworking at ~$350/month. Chicago has a cost advantage of 23%.

What is the average income in Austin vs Chicago?

The median net monthly salary in Austin is approximately $5,000 USD, compared to $6,250 USD in Chicago.

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