Boston vs Chicago

Cost of living comparison for 2026. Chicago is roughly 30% more affordable than Boston (index 60 vs 85, New York = 100). Data sourced live via AI — updated regularly.

Chicago
More affordable overall
30% cheaper than Boston · Cost index: 60 vs 85

Life Power at $3,000/mo

The same salary ranks differently depending on where you live — from Beggar to King.

Head-to-Head Stats

85Cost Index60
5,385Median Income /mo4,800
65Safety Index60
5Income Tax %4.95
179Internet (Mbps)150
235Coworking /mo250

Price Breakdown

BostonCategoryChicago
$3,477/month
1-BR Apartment (Center)
29% ← cheaper
$2,471/month
$1.3/liter
Meal for One
4% cheaper →
$1.35/liter
$18/meal
Restaurant (Mid-range)
$18/meal
$90/month
Monthly Transit Pass
17% ← cheaper
$75/month
$236/month
Utilities (Monthly)
30% ← cheaper
$166/month
$120/visit
Doctor Visit
$120/visit

Digital Nomad Profile

Boston

Internet179 Mbps
Coworking$235/mo
Café WiFigood
Englishhigh
Communitygrowing
Walkability72/100

Chicago

Internet150 Mbps
Coworking$250/mo
Café WiFigood
Englishhigh
Communitygrowing
Walkability77/100

Frequently Asked Questions

Is Boston cheaper than Chicago?

Chicago is cheaper than Boston. Chicago has a cost of living index of 60/100 compared to 85/100 for Boston (New York = 100), making it roughly 30% more affordable overall.

How much cheaper is Chicago than Boston?

Chicago is approximately 30% cheaper than Boston based on cost index scores (60 vs 85, where New York = 100). A person spending $3,000/month in Boston could live a similar lifestyle for roughly $2,098/month in Chicago.

What is the rent comparison between Boston and Chicago?

In Boston, a 1-bedroom apartment in the city center costs approximately $3,477/month. In Chicago, the equivalent is around $2,471/month.

Which city is better for digital nomads — Boston or Chicago?

Both cities have nomad infrastructure. Boston offers 179 Mbps internet and coworking at ~$235/month. Chicago offers 150 Mbps and coworking at ~$250/month. Chicago has a cost advantage of 30%.

What is the average income in Boston vs Chicago?

The median net monthly salary in Boston is approximately $5,385 USD, compared to $4,800 USD in Chicago.

Compare Boston with…

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