Cebu vs Accra

Cost of living comparison for 2026. Cebu is roughly 9% more affordable than Accra (index 18 vs 20, New York = 100). Data sourced live via AI — updated regularly.

Cebu
More affordable overall
9% cheaper than Accra · Cost index: 18 vs 20

Life Power at $3,000/mo

The same salary ranks differently depending on where you live — from Beggar to King.

Head-to-Head Stats

18✓Cost Index20
370✓Median Income /mo200
60Safety Index76✓
15✓Income Tax %25
82✓Internet (Mbps)30
180✓Coworking /mo360

Price Breakdown

CebuCategoryAccra
$365/month
1-BR Apartment (Center)
32% cheaper →
$534/month
$1.7/liter
Meal for One
53% ← cheaper
$0.8/liter
$4/meal
Restaurant (Mid-range)
33% cheaper →
$6/meal
$15/month
Monthly Transit Pass
57% cheaper →
$35/month
$105/month
Utilities (Monthly)
38% ← cheaper
$65/month
$50/visit
Doctor Visit
10% ← cheaper
$45/visit

Digital Nomad Profile

Cebu

Internet82 Mbps
Coworking$180/mo
Café WiFigood
Englishhigh
Communitygrowing
Walkability68/100

Accra

Internet30 Mbps
Coworking$360/mo
Café WiFifair
Englishhigh
Communitygrowing
Walkability45/100

Frequently Asked Questions

Is Cebu cheaper than Accra?

Cebu is cheaper than Accra. Cebu has a cost of living index of 18/100 compared to 20/100 for Accra (New York = 100), making it roughly 9% more affordable overall.

How much cheaper is Cebu than Accra?

Cebu is approximately 9% cheaper than Accra based on cost index scores (18 vs 20, where New York = 100). A person spending $3,000/month in Accra could live a similar lifestyle for roughly $2,743/month in Cebu.

What is the rent comparison between Cebu and Accra?

In Cebu, a 1-bedroom apartment in the city center costs approximately $365/month. In Accra, the equivalent is around $534/month.

Which city is better for digital nomads — Cebu or Accra?

Both cities have nomad infrastructure. Cebu offers 82 Mbps internet and coworking at ~$180/month. Accra offers 30 Mbps and coworking at ~$360/month. Cebu has a cost advantage of 9%.

What is the average income in Cebu vs Accra?

The median net monthly salary in Cebu is approximately $370 USD, compared to $200 USD in Accra.

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