Chicago vs Houston

Cost of living comparison for 2026. Houston is roughly 46% more affordable than Chicago (index 32 vs 60, New York = 100). Data sourced live via AI — updated regularly.

Houston
More affordable overall
46% cheaper than Chicago · Cost index: 32 vs 60

Life Power at $3,000/mo

The same salary ranks differently depending on where you live — from Beggar to King.

Head-to-Head Stats

60Cost Index32✓
4,800✓Median Income /mo3,850
60✓Safety Index42
4.95Income Tax %0✓
150Internet (Mbps)315✓
250✓Coworking /mo274

Price Breakdown

ChicagoCategoryHouston
$2,471/month
1-BR Apartment (Center)
50% ← cheaper
$1,225/month
$1.35/liter
Meal for One
15% ← cheaper
$1.15/liter
$18/meal
Restaurant (Mid-range)
22% ← cheaper
$14/meal
$75/month
Monthly Transit Pass
7% ← cheaper
$70/month
$166/month
Utilities (Monthly)
8% cheaper →
$180/month
$120/visit
Doctor Visit
$120/visit

Digital Nomad Profile

Chicago

Internet150 Mbps
Coworking$250/mo
Café WiFigood
Englishhigh
Communitygrowing
Walkability77/100

Houston

Internet315 Mbps
Coworking$274/mo
Café WiFigood
Englishhigh
Communitysmall
Walkability42/100

Frequently Asked Questions

Is Chicago cheaper than Houston?

Houston is cheaper than Chicago. Houston has a cost of living index of 32/100 compared to 60/100 for Chicago (New York = 100), making it roughly 46% more affordable overall.

How much cheaper is Houston than Chicago?

Houston is approximately 46% cheaper than Chicago based on cost index scores (32 vs 60, where New York = 100). A person spending $3,000/month in Chicago could live a similar lifestyle for roughly $1,626/month in Houston.

What is the rent comparison between Chicago and Houston?

In Chicago, a 1-bedroom apartment in the city center costs approximately $2,471/month. In Houston, the equivalent is around $1,225/month.

Which city is better for digital nomads — Chicago or Houston?

Both cities have nomad infrastructure. Chicago offers 150 Mbps internet and coworking at ~$250/month. Houston offers 315 Mbps and coworking at ~$274/month. Houston has a cost advantage of 46%.

What is the average income in Chicago vs Houston?

The median net monthly salary in Chicago is approximately $4,800 USD, compared to $3,850 USD in Houston.

Compare Chicago with…

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