Denver vs Chicago

Cost of living comparison for 2026. Chicago is roughly 2% more affordable than Denver (index 60 vs 61, New York = 100). Data sourced live via AI — updated regularly.

Chicago
More affordable overall
2% cheaper than Denver · Cost index: 60 vs 61

Life Power at $3,000/mo

The same salary ranks differently depending on where you live — from Beggar to King.

Head-to-Head Stats

61Cost Index60
4,700Median Income /mo4,800
45Safety Index60
22Income Tax %4.95
150Internet (Mbps)150
275Coworking /mo250

Price Breakdown

DenverCategoryChicago
$1,722/month
1-BR Apartment (Center)
30% cheaper →
$2,471/month
$4.64/liter
Meal for One
71% ← cheaper
$1.35/liter
$18/meal
Restaurant (Mid-range)
$18/meal
$88/month
Monthly Transit Pass
15% ← cheaper
$75/month
$172/month
Utilities (Monthly)
3% ← cheaper
$166/month
$120/visit
Doctor Visit
$120/visit

Digital Nomad Profile

Denver

Internet150 Mbps
Coworking$275/mo
Café WiFigood
Englishhigh
Communitygrowing
Walkability61/100

Chicago

Internet150 Mbps
Coworking$250/mo
Café WiFigood
Englishhigh
Communitygrowing
Walkability77/100

Frequently Asked Questions

Is Denver cheaper than Chicago?

Chicago is cheaper than Denver. Chicago has a cost of living index of 60/100 compared to 61/100 for Denver (New York = 100), making it roughly 2% more affordable overall.

How much cheaper is Chicago than Denver?

Chicago is approximately 2% cheaper than Denver based on cost index scores (60 vs 61, where New York = 100). A person spending $3,000/month in Denver could live a similar lifestyle for roughly $2,945/month in Chicago.

What is the rent comparison between Denver and Chicago?

In Denver, a 1-bedroom apartment in the city center costs approximately $1,722/month. In Chicago, the equivalent is around $2,471/month.

Which city is better for digital nomads — Denver or Chicago?

Both cities have nomad infrastructure. Denver offers 150 Mbps internet and coworking at ~$275/month. Chicago offers 150 Mbps and coworking at ~$250/month. Chicago has a cost advantage of 2%.

What is the average income in Denver vs Chicago?

The median net monthly salary in Denver is approximately $4,700 USD, compared to $4,800 USD in Chicago.

Compare Denver with…

Popular head-to-heads — see exactly where Denver wins or loses.

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