New York vs Toronto

Cost of living comparison for 2026. Toronto is roughly 56% more affordable than New York (index 78 vs 179, New York = 100). Data sourced live via AI — updated regularly.

Toronto
More affordable overall
56% cheaper than New York · Cost index: 78 vs 179

Head-to-Head Stats

179Cost Index78
5,344Median Income /mo3,450
72Safety Index82
37Income Tax %31
450Internet (Mbps)95
400Coworking /mo350

Price Breakdown

New YorkCategoryToronto
$5,161/month
1-BR Apartment (Center)
72% ← cheaper
$1,456/month
$5.43/liter
Meal for One
61% ← cheaper
$2.1/liter
$18/meal
Restaurant (Mid-range)
10% cheaper →
$20/meal
$120/month
Monthly Transit Pass
29% cheaper →
$170/month
$275/month
Utilities (Monthly)
35% ← cheaper
$180/month
$200/visit
Doctor Visit
100% ← cheaper
$0/visit

Digital Nomad Profile

New York

Internet450 Mbps
Coworking$400/mo
Café WiFiexcellent
Englishhigh
Communitylarge
Walkability89/100

Toronto

Internet95 Mbps
Coworking$350/mo
Café WiFiexcellent
Englishhigh
Communitylarge
Walkability78/100

Frequently Asked Questions

Is New York cheaper than Toronto?

Toronto is cheaper than New York. Toronto has a cost of living index of 78/100 compared to 179/100 for New York, making it roughly 56% more affordable overall.

How much cheaper is Toronto than New York?

Toronto is approximately 56% cheaper than New York based on cost index scores (78 vs 179, where New York = 100). A person spending $3,000/month in New York could live a similar lifestyle for roughly $1,307/month in Toronto.

What is the rent comparison between New York and Toronto?

In New York, a 1-bedroom apartment in the city center costs approximately $5,161/month. In Toronto, the equivalent is around $1,456/month.

Which city is better for digital nomads — New York or Toronto?

Both cities have nomad infrastructure. New York offers 450 Mbps internet and coworking at ~$400/month. Toronto offers 95 Mbps and coworking at ~$350/month. Toronto has a cost advantage of 56%.

What is the average income in New York vs Toronto?

The median net monthly salary in New York is approximately $5,344 USD, compared to $3,450 USD in Toronto.

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