Panama City vs Warsaw

Cost of living comparison for 2026. Panama City is roughly 9% more affordable than Warsaw (index 30 vs 32, New York = 100). Data sourced live via AI — updated regularly.

Panama City
More affordable overall
9% cheaper than Warsaw · Cost index: 30 vs 32

Life Power at $3,000/mo

The same salary ranks differently depending on where you live — from Beggar to King.

Head-to-Head Stats

30Cost Index32
650Median Income /mo2,248
62Safety Index74
15Income Tax %22
95Internet (Mbps)200
380Coworking /mo140

Price Breakdown

Panama CityCategoryWarsaw
$1,260/month
1-BR Apartment (Center)
3% ← cheaper
$1,224/month
$1.1/liter
Meal for One
14% ← cheaper
$0.95/liter
$12/meal
Restaurant (Mid-range)
$12/meal
$21/month
Monthly Transit Pass
30% cheaper →
$30/month
$135/month
Utilities (Monthly)
23% cheaper →
$175/month
$60/visit
Doctor Visit
8% cheaper →
$65/visit

Digital Nomad Profile

Panama City

Internet95 Mbps
Coworking$380/mo
Café WiFigood
Englishmoderate
Communitygrowing
Walkability72/100

Warsaw

Internet200 Mbps
Coworking$140/mo
Café WiFigood
Englishhigh
Communitygrowing
Walkability72/100

Frequently Asked Questions

Is Panama City cheaper than Warsaw?

Panama City is cheaper than Warsaw. Panama City has a cost of living index of 30/100 compared to 32/100 for Warsaw (New York = 100), making it roughly 9% more affordable overall.

How much cheaper is Panama City than Warsaw?

Panama City is approximately 9% cheaper than Warsaw based on cost index scores (30 vs 32, where New York = 100). A person spending $3,000/month in Warsaw could live a similar lifestyle for roughly $2,741/month in Panama City.

What is the rent comparison between Panama City and Warsaw?

In Panama City, a 1-bedroom apartment in the city center costs approximately $1,260/month. In Warsaw, the equivalent is around $1,224/month.

Which city is better for digital nomads — Panama City or Warsaw?

Both cities have nomad infrastructure. Panama City offers 95 Mbps internet and coworking at ~$380/month. Warsaw offers 200 Mbps and coworking at ~$140/month. Panama City has a cost advantage of 9%.

What is the average income in Panama City vs Warsaw?

The median net monthly salary in Panama City is approximately $650 USD, compared to $2,248 USD in Warsaw.

Compare Panama City with…

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