San Francisco vs Austin

Cost of living comparison for 2026. San Francisco is roughly 9% more affordable than Austin (index 50 vs 55, New York = 100). Data sourced live via AI — updated regularly.

San Francisco
More affordable overall
9% cheaper than Austin · Cost index: 50 vs 55

Life Power at $3,000/mo

The same salary ranks differently depending on where you live — from Beggar to King.

Head-to-Head Stats

50Cost Index55
8,160Median Income /mo5,417
45Safety Index65
37Income Tax %10
150Internet (Mbps)200
450Coworking /mo350

Price Breakdown

San FranciscoCategoryAustin
$3,024/month
1-BR Apartment (Center)
45% ← cheaper
$1,650/month
$5.11/liter
Meal for One
77% ← cheaper
$1.15/liter
$25/meal
Restaurant (Mid-range)
36% ← cheaper
$16/meal
$98/month
Monthly Transit Pass
34% ← cheaper
$65/month
$389/month
Utilities (Monthly)
55% ← cheaper
$175/month
$150/visit
Doctor Visit
20% ← cheaper
$120/visit

Digital Nomad Profile

San Francisco

Internet150 Mbps
Coworking$450/mo
Café WiFiexcellent
Englishhigh
Communitylarge
Walkability87/100

Austin

Internet200 Mbps
Coworking$350/mo
Café WiFiexcellent
Englishhigh
Communitylarge
Walkability65/100

Frequently Asked Questions

Is San Francisco cheaper than Austin?

San Francisco is cheaper than Austin. San Francisco has a cost of living index of 50/100 compared to 55/100 for Austin (New York = 100), making it roughly 9% more affordable overall.

How much cheaper is San Francisco than Austin?

San Francisco is approximately 9% cheaper than Austin based on cost index scores (50 vs 55, where New York = 100). A person spending $3,000/month in Austin could live a similar lifestyle for roughly $2,724/month in San Francisco.

What is the rent comparison between San Francisco and Austin?

In San Francisco, a 1-bedroom apartment in the city center costs approximately $3,024/month. In Austin, the equivalent is around $1,650/month.

Which city is better for digital nomads — San Francisco or Austin?

Both cities have nomad infrastructure. San Francisco offers 150 Mbps internet and coworking at ~$450/month. Austin offers 200 Mbps and coworking at ~$350/month. San Francisco has a cost advantage of 9%.

What is the average income in San Francisco vs Austin?

The median net monthly salary in San Francisco is approximately $8,160 USD, compared to $5,417 USD in Austin.

Compare San Francisco with…

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