San Francisco vs Boston

Cost of living comparison for 2026. Boston is roughly 13% more affordable than San Francisco (index 85 vs 98, New York = 100). Data sourced live via AI — updated regularly.

Boston
More affordable overall
13% cheaper than San Francisco · Cost index: 85 vs 98

Life Power at $3,000/mo

The same salary ranks differently depending on where you live — from Beggar to King.

Head-to-Head Stats

98Cost Index85
7,346Median Income /mo5,385
45Safety Index65
13.3Income Tax %5
250Internet (Mbps)179
450Coworking /mo235

Price Breakdown

San FranciscoCategoryBoston
$3,524/month
1-BR Apartment (Center)
1% ← cheaper
$3,477/month
$1.35/liter
Meal for One
4% ← cheaper
$1.3/liter
$25/meal
Restaurant (Mid-range)
28% ← cheaper
$18/meal
$95/month
Monthly Transit Pass
5% ← cheaper
$90/month
$215/month
Utilities (Monthly)
9% cheaper →
$236/month
$200/visit
Doctor Visit
40% ← cheaper
$120/visit

Digital Nomad Profile

San Francisco

Internet250 Mbps
Coworking$450/mo
Café WiFiexcellent
Englishhigh
Communitygrowing
Walkability89/100

Boston

Internet179 Mbps
Coworking$235/mo
Café WiFigood
Englishhigh
Communitygrowing
Walkability72/100

Frequently Asked Questions

Is San Francisco cheaper than Boston?

Boston is cheaper than San Francisco. Boston has a cost of living index of 85/100 compared to 98/100 for San Francisco (New York = 100), making it roughly 13% more affordable overall.

How much cheaper is Boston than San Francisco?

Boston is approximately 13% cheaper than San Francisco based on cost index scores (85 vs 98, where New York = 100). A person spending $3,000/month in San Francisco could live a similar lifestyle for roughly $2,608/month in Boston.

What is the rent comparison between San Francisco and Boston?

In San Francisco, a 1-bedroom apartment in the city center costs approximately $3,524/month. In Boston, the equivalent is around $3,477/month.

Which city is better for digital nomads — San Francisco or Boston?

Both cities have nomad infrastructure. San Francisco offers 250 Mbps internet and coworking at ~$450/month. Boston offers 179 Mbps and coworking at ~$235/month. Boston has a cost advantage of 13%.

What is the average income in San Francisco vs Boston?

The median net monthly salary in San Francisco is approximately $7,346 USD, compared to $5,385 USD in Boston.

Compare San Francisco with…

Popular head-to-heads — see exactly where San Francisco wins or loses.

Cities that cost about the same as San Francisco

Same spending tier, different part of the world — the head-to-heads people actually weigh when relocating.

Or explore:New York

Explore this comparison interactively

See radar charts, detailed category breakdowns, and compare any two cities in real time.

Free to start · No credit card needed