San Francisco vs Houston

Cost of living comparison for 2026. Houston is roughly 18% more affordable than San Francisco (index 73 vs 89, New York = 100). Data sourced live via AI — updated regularly.

Houston
More affordable overall
18% cheaper than San Francisco · Cost index: 73 vs 89

Head-to-Head Stats

89Cost Index73
8,160Median Income /mo5,094
45Safety Index19
37Income Tax %0
150Internet (Mbps)145
450Coworking /mo250

Price Breakdown

San FranciscoCategoryHouston
$3,024/month
1-BR Apartment (Center)
55% ← cheaper
$1,350/month
$5.11/liter
Meal for One
72% ← cheaper
$1.45/liter
$25/meal
Restaurant (Mid-range)
52% ← cheaper
$12/meal
$98/month
Monthly Transit Pass
39% ← cheaper
$60/month
$389/month
Utilities (Monthly)
49% ← cheaper
$200/month
$150/visit
Doctor Visit
1% ← cheaper
$148/visit

Digital Nomad Profile

San Francisco

Internet150 Mbps
Coworking$450/mo
Café WiFiexcellent
Englishhigh
Communitylarge
Walkability87/100

Houston

Internet145 Mbps
Coworking$250/mo
Café WiFigood
Englishhigh
Communitygrowing
Walkability45/100

Frequently Asked Questions

Is San Francisco cheaper than Houston?

Houston is cheaper than San Francisco. Houston has a cost of living index of 73/100 compared to 89/100 for San Francisco, making it roughly 18% more affordable overall.

How much cheaper is Houston than San Francisco?

Houston is approximately 18% cheaper than San Francisco based on cost index scores (73 vs 89, where New York = 100). A person spending $3,000/month in San Francisco could live a similar lifestyle for roughly $2,461/month in Houston.

What is the rent comparison between San Francisco and Houston?

In San Francisco, a 1-bedroom apartment in the city center costs approximately $3,024/month. In Houston, the equivalent is around $1,350/month.

Which city is better for digital nomads — San Francisco or Houston?

Both cities have nomad infrastructure. San Francisco offers 150 Mbps internet and coworking at ~$450/month. Houston offers 145 Mbps and coworking at ~$250/month. Houston has a cost advantage of 18%.

What is the average income in San Francisco vs Houston?

The median net monthly salary in San Francisco is approximately $8,160 USD, compared to $5,094 USD in Houston.

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