San Francisco vs London

Cost of living comparison for 2026. London is roughly 51% more affordable than San Francisco (index 49 vs 98, New York = 100). Data sourced live via AI — updated regularly.

London
More affordable overall
51% cheaper than San Francisco · Cost index: 49 vs 98

Life Power at $3,000/mo

The same salary ranks differently depending on where you live — from Beggar to King.

Head-to-Head Stats

98Cost Index49✓
7,346✓Median Income /mo3,650
45Safety Index76✓
13.3✓Income Tax %20
250✓Internet (Mbps)86
450Coworking /mo300✓

Price Breakdown

San FranciscoCategoryLondon
$3,524/month
1-BR Apartment (Center)
15% ← cheaper
$3,004/month
$1.35/liter
Meal for One
2% ← cheaper
$1.32/liter
$25/meal
Restaurant (Mid-range)
24% ← cheaper
$19/meal
$95/month
Monthly Transit Pass
63% cheaper →
$256/month
$215/month
Utilities (Monthly)
45% cheaper →
$388/month
$200/visit
Doctor Visit
70% ← cheaper
$60/visit

Digital Nomad Profile

San Francisco

Internet250 Mbps
Coworking$450/mo
Café WiFiexcellent
Englishhigh
Communitygrowing
Walkability89/100

London

Internet86 Mbps
Coworking$300/mo
Café WiFiexcellent
Englishhigh
Communitylarge
Walkability82/100

Frequently Asked Questions

Is San Francisco cheaper than London?

London is cheaper than San Francisco. London has a cost of living index of 49/100 compared to 98/100 for San Francisco (New York = 100), making it roughly 51% more affordable overall.

How much cheaper is London than San Francisco?

London is approximately 51% cheaper than San Francisco based on cost index scores (49 vs 98, where New York = 100). A person spending $3,000/month in San Francisco could live a similar lifestyle for roughly $1,483/month in London.

What is the rent comparison between San Francisco and London?

In San Francisco, a 1-bedroom apartment in the city center costs approximately $3,524/month. In London, the equivalent is around $3,004/month.

Which city is better for digital nomads — San Francisco or London?

Both cities have nomad infrastructure. San Francisco offers 250 Mbps internet and coworking at ~$450/month. London offers 86 Mbps and coworking at ~$300/month. London has a cost advantage of 51%.

What is the average income in San Francisco vs London?

The median net monthly salary in San Francisco is approximately $7,346 USD, compared to $3,650 USD in London.

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