San Francisco vs Melbourne

Cost of living comparison for 2026. Melbourne is roughly 3% more affordable than San Francisco (index 48 vs 50, New York = 100). Data sourced live via AI — updated regularly.

Melbourne
More affordable overall
3% cheaper than San Francisco · Cost index: 48 vs 50

Head-to-Head Stats

50Cost Index48
8,160Median Income /mo4,100
45Safety Index70
37Income Tax %32.5
150Internet (Mbps)70
450Coworking /mo240

Price Breakdown

San FranciscoCategoryMelbourne
$3,024/month
1-BR Apartment (Center)
41% ← cheaper
$1,785/month
$5.11/liter
Meal for One
65% ← cheaper
$1.8/liter
$25/meal
Restaurant (Mid-range)
24% ← cheaper
$19/meal
$98/month
Monthly Transit Pass
15% cheaper →
$115/month
$389/month
Utilities (Monthly)
41% ← cheaper
$230/month
$150/visit
Doctor Visit
20% ← cheaper
$120/visit

Digital Nomad Profile

San Francisco

Internet150 Mbps
Coworking$450/mo
Café WiFiexcellent
Englishhigh
Communitylarge
Walkability87/100

Melbourne

Internet70 Mbps
Coworking$240/mo
Café WiFigood
Englishhigh
Communitygrowing
Walkability74/100

Frequently Asked Questions

Is San Francisco cheaper than Melbourne?

Melbourne is cheaper than San Francisco. Melbourne has a cost of living index of 48/100 compared to 50/100 for San Francisco (New York = 100), making it roughly 3% more affordable overall.

How much cheaper is Melbourne than San Francisco?

Melbourne is approximately 3% cheaper than San Francisco based on cost index scores (48 vs 50, where New York = 100). A person spending $3,000/month in San Francisco could live a similar lifestyle for roughly $2,899/month in Melbourne.

What is the rent comparison between San Francisco and Melbourne?

In San Francisco, a 1-bedroom apartment in the city center costs approximately $3,024/month. In Melbourne, the equivalent is around $1,785/month.

Which city is better for digital nomads — San Francisco or Melbourne?

Both cities have nomad infrastructure. San Francisco offers 150 Mbps internet and coworking at ~$450/month. Melbourne offers 70 Mbps and coworking at ~$240/month. Melbourne has a cost advantage of 3%.

What is the average income in San Francisco vs Melbourne?

The median net monthly salary in San Francisco is approximately $8,160 USD, compared to $4,100 USD in Melbourne.

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