San Francisco vs Oslo

Cost of living comparison for 2026. Oslo is roughly 47% more affordable than San Francisco (index 52 vs 98, New York = 100). Data sourced live via AI — updated regularly.

Oslo
More affordable overall
47% cheaper than San Francisco · Cost index: 52 vs 98

Life Power at $3,000/mo

The same salary ranks differently depending on where you live — from Beggar to King.

Head-to-Head Stats

98Cost Index52
7,346Median Income /mo4,320
45Safety Index75
13.3Income Tax %26
250Internet (Mbps)120
450Coworking /mo480

Price Breakdown

San FranciscoCategoryOslo
$3,524/month
1-BR Apartment (Center)
46% ← cheaper
$1,890/month
$1.35/liter
Meal for One
10% cheaper →
$1.5/liter
$25/meal
Restaurant (Mid-range)
12% ← cheaper
$22/meal
$95/month
Monthly Transit Pass
11% ← cheaper
$85/month
$215/month
Utilities (Monthly)
26% cheaper →
$290/month
$200/visit
Doctor Visit
40% ← cheaper
$120/visit

Digital Nomad Profile

San Francisco

Internet250 Mbps
Coworking$450/mo
Café WiFiexcellent
Englishhigh
Communitygrowing
Walkability89/100

Oslo

Internet120 Mbps
Coworking$480/mo
Café WiFigood
Englishhigh
Communitygrowing
Walkability78/100

Frequently Asked Questions

Is San Francisco cheaper than Oslo?

Oslo is cheaper than San Francisco. Oslo has a cost of living index of 52/100 compared to 98/100 for San Francisco (New York = 100), making it roughly 47% more affordable overall.

How much cheaper is Oslo than San Francisco?

Oslo is approximately 47% cheaper than San Francisco based on cost index scores (52 vs 98, where New York = 100). A person spending $3,000/month in San Francisco could live a similar lifestyle for roughly $1,585/month in Oslo.

What is the rent comparison between San Francisco and Oslo?

In San Francisco, a 1-bedroom apartment in the city center costs approximately $3,524/month. In Oslo, the equivalent is around $1,890/month.

Which city is better for digital nomads — San Francisco or Oslo?

Both cities have nomad infrastructure. San Francisco offers 250 Mbps internet and coworking at ~$450/month. Oslo offers 120 Mbps and coworking at ~$480/month. Oslo has a cost advantage of 47%.

What is the average income in San Francisco vs Oslo?

The median net monthly salary in San Francisco is approximately $7,346 USD, compared to $4,320 USD in Oslo.

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