San Francisco vs Seattle

Cost of living comparison for 2026. Seattle is roughly 14% more affordable than San Francisco (index 85 vs 98, New York = 100). Data sourced live via AI — updated regularly.

Seattle
More affordable overall
14% cheaper than San Francisco · Cost index: 85 vs 98

Life Power at $3,000/mo

The same salary ranks differently depending on where you live — from Beggar to King.

Head-to-Head Stats

98Cost Index85
7,346Median Income /mo6,400
45Safety Index68
13.3Income Tax %0
250Internet (Mbps)512
450Coworking /mo300

Price Breakdown

San FranciscoCategorySeattle
$3,524/month
1-BR Apartment (Center)
34% ← cheaper
$2,310/month
$1.35/liter
Meal for One
25% cheaper →
$1.8/liter
$25/meal
Restaurant (Mid-range)
28% ← cheaper
$18/meal
$95/month
Monthly Transit Pass
12% cheaper →
$108/month
$215/month
Utilities (Monthly)
2% cheaper →
$220/month
$200/visit
Doctor Visit
25% ← cheaper
$150/visit

Digital Nomad Profile

San Francisco

Internet250 Mbps
Coworking$450/mo
Café WiFiexcellent
Englishhigh
Communitygrowing
Walkability89/100

Seattle

Internet512 Mbps
Coworking$300/mo
Café WiFiexcellent
Englishhigh
Communitygrowing
Walkability74/100

Frequently Asked Questions

Is San Francisco cheaper than Seattle?

Seattle is cheaper than San Francisco. Seattle has a cost of living index of 85/100 compared to 98/100 for San Francisco (New York = 100), making it roughly 14% more affordable overall.

How much cheaper is Seattle than San Francisco?

Seattle is approximately 14% cheaper than San Francisco based on cost index scores (85 vs 98, where New York = 100). A person spending $3,000/month in San Francisco could live a similar lifestyle for roughly $2,591/month in Seattle.

What is the rent comparison between San Francisco and Seattle?

In San Francisco, a 1-bedroom apartment in the city center costs approximately $3,524/month. In Seattle, the equivalent is around $2,310/month.

Which city is better for digital nomads — San Francisco or Seattle?

Both cities have nomad infrastructure. San Francisco offers 250 Mbps internet and coworking at ~$450/month. Seattle offers 512 Mbps and coworking at ~$300/month. Seattle has a cost advantage of 14%.

What is the average income in San Francisco vs Seattle?

The median net monthly salary in San Francisco is approximately $7,346 USD, compared to $6,400 USD in Seattle.

Compare San Francisco with…

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Or explore:New York

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