Warsaw vs Panama City

Cost of living comparison for 2026. Warsaw is roughly 2% more affordable than Panama City (index 30 vs 31, New York = 100). Data sourced live via AI — updated regularly.

Warsaw
More affordable overall
2% cheaper than Panama City · Cost index: 30 vs 31

Life Power at $3,000/mo

The same salary ranks differently depending on where you live — from Beggar to King.

Head-to-Head Stats

30✓Cost Index31
1,950✓Median Income /mo1,300
74✓Safety Index60
18Income Tax %15✓
150✓Internet (Mbps)75
250Coworking /mo200✓

Price Breakdown

WarsawCategoryPanama City
$950/month
1-BR Apartment (Center)
28% cheaper →
$1,320/month
$0.95/liter
Meal for One
5% cheaper →
$1/liter
$10/meal
Restaurant (Mid-range)
17% cheaper →
$12/meal
$30/month
Monthly Transit Pass
30% ← cheaper
$21/month
$120/month
Utilities (Monthly)
3% cheaper →
$124/month
$45/visit
Doctor Visit
11% ← cheaper
$40/visit

Digital Nomad Profile

Warsaw

Internet150 Mbps
Coworking$250/mo
Café WiFigood
Englishmoderate
Communitygrowing
Walkability72/100

Panama City

Internet75 Mbps
Coworking$200/mo
Café WiFigood
Englishmoderate
Communitygrowing
Walkability55/100

Frequently Asked Questions

Is Warsaw cheaper than Panama City?

Warsaw is cheaper than Panama City. Warsaw has a cost of living index of 30/100 compared to 31/100 for Panama City (New York = 100), making it roughly 2% more affordable overall.

How much cheaper is Warsaw than Panama City?

Warsaw is approximately 2% cheaper than Panama City based on cost index scores (30 vs 31, where New York = 100). A person spending $3,000/month in Panama City could live a similar lifestyle for roughly $2,945/month in Warsaw.

What is the rent comparison between Warsaw and Panama City?

In Warsaw, a 1-bedroom apartment in the city center costs approximately $950/month. In Panama City, the equivalent is around $1,320/month.

Which city is better for digital nomads — Warsaw or Panama City?

Both cities have nomad infrastructure. Warsaw offers 150 Mbps internet and coworking at ~$250/month. Panama City offers 75 Mbps and coworking at ~$200/month. Warsaw has a cost advantage of 2%.

What is the average income in Warsaw vs Panama City?

The median net monthly salary in Warsaw is approximately $1,950 USD, compared to $1,300 USD in Panama City.

Compare Warsaw with…

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