Washington DC vs Chicago

Cost of living comparison for 2026. Chicago is roughly 48% more affordable than Washington DC (index 75 vs 143, New York = 100). Data sourced live via AI — updated regularly.

Chicago
More affordable overall
48% cheaper than Washington DC · Cost index: 75 vs 143

Head-to-Head Stats

143Cost Index75
6,200Median Income /mo6,250
35Safety Index52
7.5Income Tax %28
940Internet (Mbps)940
350Coworking /mo350

Price Breakdown

Washington DCCategoryChicago
$2,300/month
1-BR Apartment (Center)
3% cheaper →
$2,368/month
$1.13/liter
Meal for One
12% cheaper →
$1.28/liter
$28/meal
Restaurant (Mid-range)
36% ← cheaper
$18/meal
$105/month
Monthly Transit Pass
29% ← cheaper
$75/month
$380/month
Utilities (Monthly)
52% ← cheaper
$182/month
$120/visit
Doctor Visit
20% cheaper →
$150/visit

Digital Nomad Profile

Washington DC

Internet940 Mbps
Coworking$350/mo
Café WiFiexcellent
Englishhigh
Communitylarge
Walkability75/100

Chicago

Internet940 Mbps
Coworking$350/mo
Café WiFiexcellent
Englishhigh
Communitylarge
Walkability78/100

Frequently Asked Questions

Is Washington DC cheaper than Chicago?

Chicago is cheaper than Washington DC. Chicago has a cost of living index of 75/100 compared to 143/100 for Washington DC, making it roughly 48% more affordable overall.

How much cheaper is Chicago than Washington DC?

Chicago is approximately 48% cheaper than Washington DC based on cost index scores (75 vs 143, where New York = 100). A person spending $3,000/month in Washington DC could live a similar lifestyle for roughly $1,573/month in Chicago.

What is the rent comparison between Washington DC and Chicago?

In Washington DC, a 1-bedroom apartment in the city center costs approximately $2,300/month. In Chicago, the equivalent is around $2,368/month.

Which city is better for digital nomads — Washington DC or Chicago?

Both cities have nomad infrastructure. Washington DC offers 940 Mbps internet and coworking at ~$350/month. Chicago offers 940 Mbps and coworking at ~$350/month. Chicago has a cost advantage of 48%.

What is the average income in Washington DC vs Chicago?

The median net monthly salary in Washington DC is approximately $6,200 USD, compared to $6,250 USD in Chicago.

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