Chicago vs Montreal

Cost of living comparison for 2026. Montreal is roughly 42% more affordable than Chicago (index 35 vs 60, New York = 100). Data sourced live via AI — updated regularly.

Montreal
More affordable overall
42% cheaper than Chicago · Cost index: 35 vs 60

Life Power at $3,000/mo

The same salary ranks differently depending on where you live — from Beggar to King.

Head-to-Head Stats

60Cost Index35✓
4,800✓Median Income /mo3,100
60Safety Index62✓
4.95✓Income Tax %27
150✓Internet (Mbps)100
250Coworking /mo180✓

Price Breakdown

ChicagoCategoryMontreal
$2,471/month
1-BR Apartment (Center)
51% ← cheaper
$1,200/month
$1.35/liter
Meal for One
10% cheaper →
$1.5/liter
$18/meal
Restaurant (Mid-range)
11% ← cheaper
$16/meal
$75/month
Monthly Transit Pass
25% ← cheaper
$56/month
$166/month
Utilities (Monthly)
61% ← cheaper
$65/month
$120/visit
Doctor Visit
39% ← cheaper
$73/visit

Digital Nomad Profile

Chicago

Internet150 Mbps
Coworking$250/mo
Café WiFigood
Englishhigh
Communitygrowing
Walkability77/100

Montreal

Internet100 Mbps
Coworking$180/mo
Café WiFigood
Englishmoderate
Communitygrowing
Walkability65/100

Frequently Asked Questions

Is Chicago cheaper than Montreal?

Montreal is cheaper than Chicago. Montreal has a cost of living index of 35/100 compared to 60/100 for Chicago (New York = 100), making it roughly 42% more affordable overall.

How much cheaper is Montreal than Chicago?

Montreal is approximately 42% cheaper than Chicago based on cost index scores (35 vs 60, where New York = 100). A person spending $3,000/month in Chicago could live a similar lifestyle for roughly $1,738/month in Montreal.

What is the rent comparison between Chicago and Montreal?

In Chicago, a 1-bedroom apartment in the city center costs approximately $2,471/month. In Montreal, the equivalent is around $1,200/month.

Which city is better for digital nomads — Chicago or Montreal?

Both cities have nomad infrastructure. Chicago offers 150 Mbps internet and coworking at ~$250/month. Montreal offers 100 Mbps and coworking at ~$180/month. Montreal has a cost advantage of 42%.

What is the average income in Chicago vs Montreal?

The median net monthly salary in Chicago is approximately $4,800 USD, compared to $3,100 USD in Montreal.

Compare Chicago with…

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